While working with NJ homeowners, we have come to understand some of the biggest misconceptions people have about the foreclosure process. Here we answer some of our client's most frequently asked questions.

It is possible in nearly every case of foreclosure to avoid ejectment. The longer you wait to seek help, however, the fewer solutions we will have to offer.

Amid rising foreclosures in New Jersey, homeowners at risk are looking for ways to keep their homes.

When working with your lender to avoid them filing for foreclosure, these are some of the most effective talking points to bring to the table.

Finding solutions to your NJ financial crises.

In New Jersey, you can sell your home even if you're in foreclosure. In fact, you have the right to find a buyer up until the time of the auction. Trying to sell your home can be a good way to avoid the negative impacts of foreclosure while also getting out from under your mortgage.

Sheriff's Sales on residential properties have resumed in some New Jersey counties. Something we hear frequently is: "I lost my home to foreclosure: can I get it back?" If you are not sure of the current status of your home, you can reach out to the Sheriff’s Office in the county where your property is located to determine if and when your home has been scheduled for a Sheriff’s Sale or if one has already taken place.

A word of caution for struggling homeowners: as more legitimate programs form to offer foreclosure protection, there is also the possibility of a rise in foreclosure relief SCAMS. Scammers specifically target those experiencing difficulty making their regular mortgage payments.

There are two common outcomes of a foreclosure lawsuit: the homeowner wins and is able to remain in the home OR the bank keeps the property. If the bank successfully forecloses on your home, you will need to leave the property. As the homeowner, you still have rights in the eviction process; for example, you must be notified of the eviction beforehand. But at the end of the day, you will responsible for the expenses of moving. If you are struggling to cover these expenses, you have options. We've compiled some tips to help homeowners transition out of a foreclosed home.