Discharging Debt Through Chapter 7 Bankruptcy
Chapter 7 bankruptcy is the most common form of legal debt relief available under the Bankruptcy Code. Filing for bankruptcy relief allows individuals, married couples and businesses to eliminate overwhelming debt. Bankruptcy will end creditor harassment and provide you with the peace of mind that your debt problems are over. If you are struggling to make ends meet, we can help.
At Veitengruber Law, we will evaluate your current debt load, complete financial situation and goals. If Chapter 7 is the most appropriate option for you, we will explain the entire process and why Chapter 7 is the most advantageous option for you to conquer your debt. You will have the advantage of working with a skilled Chapter 7 bankruptcy lawyer and caring debt relief legal team every step of the way.
We believe that our comprehensive approach to helping clients obtain debt relief is unsurpassed in New Jersey. We will not only help you through a difficult time but also provide you with guidance on how to repair your credit after your debt is discharged.
Put An End To Creditor Harassment
Filing for bankruptcy puts a halt on efforts to collect on most debts. The first significant benefit of bankruptcy relief is known as the automatic stay that will effectively:
- Temporarily stop your short sale
- Temporarily stop foreclosure
- Temporarily stop repossession of your vehicle
- Stop creditor lawsuits
- Stop creditor harassment
- Stop wage garnishment, also known as wage execution
When you file bankruptcy to delay foreclosure or repossession, we will explain your legal options. You may be able to put an end to the foreclosure or repossession in its entirety to save your property in bankruptcy, through negotiations or other forms of debt relief. Filing for bankruptcy often allows you to remain in the driver’s seat with regard to how secured debts are handled.
Many individuals who file for Chapter 7 relief to eliminate exorbitant medical debt, high credit card balances and other unsecured debt find that making the car or home payment is affordable again. If you want to protect your home and have a reliable income, Chapter 13 bankruptcy or a mortgage loan modification may be a better solution. We will thoroughly review the relevant details surrounding your financial problems and craft the best legal strategy to serve your best interests.
Turn To An Approachable Lawyer In Monmouth County
Our top priority is to help clients regain control of their financial lives. When you arrange a free consultation with our skilled debt solutions attorney, we will provide you with a plan to solve your debt problems. To arrange your consultation, send us a message online or call (732) 852-7295. We have offices in Metuchen, Bordentown and Wall Township and serve clients throughout the New Jersey. For the convenience of our clients, we also maintain an office in Bordentown and Metuchen that is open by appointment only.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.